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Mortgage Broker Blog

Practical guides, software comparisons, and Canadian mortgage industry insights — written for brokers who want to work smarter.

All Posts Comparisons Document Collection Canadian Market For Brokers

Document Collection12 min read

Mortgage Document Checklist for Canadian Brokers (2026)

Every mortgage file lives or dies on documentation. A clean, complete file submitted upfront saves days or weeks of back-and-forth. This checklist covers what to collect for purchase, refinance, renewal, and HELOC — by borrower type — and the document issues that most often delay approval.

CollectDoc TeamFebruary 23, 2026

Canadian Market11 min read

FINTRAC Compliance for Canadian Mortgage Brokers: What You're Required to Do and Where Brokers Are Getting Penalized

On October 11, 2024, mortgage brokers became regulated reporting entities under FINTRAC for the first time. If you haven't built a formal compliance program yet, you're not in a grace period — you're out of compliance. Here is what you're actually required to do, what records you must keep, and where brokerages are getting penalized.

CollectDoc TeamFebruary 22, 2026

For Brokers10 min read

Free Mortgage Broker Software: What You Get vs. What You Actually Need

A newly licensed independent Canadian mortgage broker can be fully operational for near-zero software cost. Here is an honest breakdown of the free tools that actually work, where each one hits its limit, and exactly when you will know you have outgrown them.

CollectDoc TeamFebruary 21, 2026

Comparisons12 min read

Best CRM for Mortgage Brokers in Canada (2026 Honest Review)

Most CRM reviews are written for American loan officers. This one isn't. An honest breakdown of every major tool Canadian mortgage brokers are actually using in 2026 — including Finmo (now free), My Broker Pro, and why the document collection gap is costing brokers more than they realize.

CollectDoc TeamFebruary 20, 2026